Car Accident Claims

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A car accident, whether minor or life-altering, is frightening for everyone involved, particularly if you or a loved one has sustained injuries. Beyond the physical impact, these collisions often create a ripple effect of financial worry. 

At Good & Murray Smith LLP, we advocate for those injured due to someone else’s negligence. If you have been involved in a road traffic accident that was not your fault, you may be entitled to seek compensation.

Why Car Accident Claims Are So Prevalent

Road traffic accidents remain the leading cause of personal injury claims in Ireland. Drivers, passengers, cyclists, and pedestrians can all experience devastating injuries when another motorist acts carelessly. Common scenarios include:

  • Rear-end collisions
  • Side impact or ‘T-bone’ crashes
  • Hit and run incidents
  • Uninsured or intoxicated driver accidents
  • Roundabout collisions
  • Head-on impacts

Sometimes, even seemingly minor bumps result in severe whiplash, back or neck trauma, and psychological distress. This is especially true when symptoms emerge days, or even weeks, after the incident. If the collision was not your fault, you can explore your legal options.

Immediate Steps After a Car Accident

Prioritise Safety

If anyone is hurt, ring an ambulance. 

Contact the Gardaí

If someone has been injured, call the Gardaí straight away to record details of the crash. If the Gardaí cannot attend the scene, visit the local station to file a formal report as soon as possible.

Exchange Important Details

Obtain names, addresses, registration numbers, and insurance information from all involved drivers. If the driver apologises or admits liability, note that carefully.

Take Photos

Capture the vehicles’ positions, any visible damage, and scene details before cars are moved. Photographs of your own injuries,like bruising, can also prove invaluable later.

Inform Your Insurance Provider

Even if you suspect the other driver is fully to blame, your insurance company should be notified promptly.

Seek Medical Attention

Let a qualified professional examine you. Whiplash, concussion, or shock can manifest hours or days after the accident.

Speak to a Solicitor

Get legal advice early. Our experienced team can help you avoid common pitfalls and ensure you take the correct steps from the outset.

Common Injuries from Car Collisions

Car accidents regularly lead to:

  • Whiplash: Sudden jolts can injure the neck and back, resulting in ongoing pain, dizziness, or numbness in the arms.
  • Soft Tissue Damage: Torn ligaments, sprains, and strained muscles can significantly hinder daily life.
  • Spinal and Head Trauma: Collisions at moderate or high speeds sometimes cause concussions, serious spinal injuries, or even brain damage.
  • Psychological Distress: Anxiety, post-traumatic stress disorder (PTSD), and depression are not unusual after harrowing incidents.

Even if your injuries appear minor, always consult a healthcare professional. Documentation of your condition shortly after the accident can be vital for validating a future claim.

How the Claims Process Works

Consult a Specialist Solicitor

The initial step is to contact a reputable legal team for advice. We will assess your case and determine potential next steps.

Collect Evidence

Keep copies of every piece of relevant information, including Garda reports, medical records, photographs, and details of costs you have incurred.

Medical Report

We usually obtain a formal report from your GP or hospital consultant confirming the extent of your injuries.

Lodging a Claim

Your solicitor will draft and submit a claim to the Injuries Resolution Board (formerly known as the Injuries Board/PIAB). If the other driver (or insurer) consents to an assessment by the Board, the claim may be resolved without going to court.

Potential Court Proceedings

If liability is disputed or the opposing side rejects the Injuries Resolution Board’s involvement, the matter can proceed through the courts. Our firm has handled everything from moderate compensation cases to multi-million euro settlements, always aiming to bring closure and fairness to our clients.

Compensation You May Be Entitled To

General Damages

These cover non-financial losses, such as physical pain, emotional turmoil, and diminished quality of life.

Special Damages

Reimbursement for out-of-pocket expenses, such as medical bills, therapy costs, lost earnings, travel expenses, and other financial losses arising from the accident.

Material Damages

Compensation for harm to your personal property, including damage to your vehicle, bicycle, or phone.

If the other driver is uninsured or leaves the scene, you may still be able to claim through the Motor Insurers’ Bureau of Ireland (MIBI).

Legal Time Limits

In most car accident scenarios, you generally have two years from the date of the crash or from the date you became aware of the related injury to initiate your claim. However, some exceptions apply. If, for instance, you were under 18 at the time of the accident, the two-year timeframe usually begins on your 18th birthday. We advise seeking legal guidance promptly so vital evidence does not slip away.

How We Support You

For well over a century, Good & Murray Smith LLP has represented everyday people who have suffered due to the negligence of others on the road. Our solicitors blend rigorous legal know-how with genuine compassion to ensure your voice is heard. We believe in:

  • Clarity and Empathy: Explaining complex processes in plain English, answering every question with respect and thoroughness.
  • Efficiency and Tenacity: Moving claims forward decisively while always safeguarding your best interests.
  • Personalised Care: No two accidents are the same. We tailor our approach to the unique facts of your case.
  • Upholding Accountability: Where wrongdoing is proven, we fight zealously to secure the compensation you deserve.

Frequently Asked Questions

It is a decision for you whether to pursue a claim for minor injuries. However, it is worth bearing in mind that even minor injuries can lead to long-term issues.

It is still possible to pursue a claim. The Motor Insurers’ Bureau of Ireland (MIBI) often steps in to cover hit-and-run incidents.

Yes. This is called contributory negligence. While your compensation might be reduced, you can still recover a portion of damages for the other party’s role.

Yes. If a minor is harmed in a collision, a parent or guardian may claim on their behalf.

You can often claim through the MIBI, provided someone else’s negligence caused the crash. It’s important to speak with a solicitor early.

It isn’t a legal requirement to report a collision to the Gardaí if nobody was hurt. However, injuries or vehicle damage can emerge later, and Garda documentation can strengthen your case, so consider making a report in any event. 



Possibly. Settling with your insurer does not necessarily end your right to claim against the driver at fault. Obtain legal advice before signing any settlement.

Not necessarily. Not wearing a seatbelt may be contributory negligence, which can lower your award but typically does not eliminate it altogether.

You may have additional recourse through employer insurance or other policies. It’s prudent to mention your work status when you speak to a solicitor.

No. Emotions run high and you might not have the full facts. Stick to exchanging details and let insurers and professionals investigate responsibly.

We advise caution. Early settlement offers can be lower than your rightful compensation. Speak to a solicitor before signing anything.

Yes. Personal (general) damages relate to pain, suffering, and the psychological impact. Material damages involve personal property loss or vehicle damage.

See a medical professional immediately and inform your solicitor. Delayed symptoms are common, but prompt medical records help validate your claim.

Contact Our Car Accident Solicitors

If you have questions about pursuing a claim or simply need clarity on your position, please do get in touch. Our highly experienced litigation specialist solicitors approach every case with dedication and drive. Schedule a confidential consultation with Good & Murray Smith’s team today, and let us take you through your options and rights. 

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For Expert Legal Advice on Personal Injury Claims

If you’ve been injured and believe you may have a claim, don’t wait. Good & Murray Smith LLP is here to help. Contact us to arrange a consultation to review your case and guide you through the next steps.